Insight

Writing a Will? How to Stop Stalling and Get It Done

Nerdwallet - Liz Weston

September 30, 2019

“Certified financial planner Katrina Soelter of Los Angeles suggests thinking of an estate plan as “the best love letter you can write to those you love.” Providing guidance on what you want to happen after your death — and who you want to care for minor children or pets — can be a huge gift to those you leave behind. You’re also saving them the potentially large costs and delays of hiring attorneys to sort out your estate later.

Soelter says she procrastinated on her own estate planning and finds the positive approach works better than browbeating.

“It doesn’t help to heap more shame on them, but rather focus on the reasons why it is wonderful to get it done,” Soelter says.”

Read full article here.

Article cross-posted at the following sites:

Washinton Post

San Francisco Chronicle

OC Register

Antelope Valley Press

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KCS Notice of Privacy Policy

This policy is designed to protect the privacy and security of the personal information we obtain from clients. To service your account adequately, we must collect and maintain certain confidential information about you. In accordance with the laws, regulations and rules we are governed by, we are providing this Privacy Policy Notice to all new and existing customers.

Facts
What does KCS Wealth Advisory, LLC do with your personal information?

Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?
The types of personal information we collect and share depends on the product or service you have with us. This information can include:

– Social Security number and income

– Account balances and transaction history

– Assets and risk tolerance

When you are no longer our customer, we continue to share your information as described in this notice.

How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons KCS Wealth Advisory, LLC chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

For our everyday business purposes – as permitted by law

Does KCS Wealth Advisory, LLC share? YES

Can you limit this sharing? NO

For our marketing purposes – to offer our products and services to you

Does KCS Wealth Advisory, LLC share? YES

Can you limit this sharing? NO

For joint marketing with other financial companies

Does KCS Wealth Advisory, LLC share? NO

Can you limit this sharing? We Don’t Share

For our affiliates’ everyday business purposes – information about your transactions and experiences

Does KCS Wealth Advisory, LLC share? NO

Can you limit this sharing? We Don’t Share

For our affiliates’ everyday business purposes – information about your creditworthiness

Does KCS Wealth Advisory, LLC share? NO

Can you limit this sharing? We Don’t Share

For nonaffiliates to market to you

Does KCS Wealth Advisory, LLC share? NO

Can you limit this sharing? We Don’t Share

What we do
How does KCS Wealth Advisory, LLC protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does KCS Wealth Advisory, LLC collect my personal information?

We collect your personal information, for example, when you:

– seek advice about your investments

– enter into an investment advisory contract

– tell us about your investment or retirement portfolio

– tell us about your investment or retirement earnings

– give us your contact information.

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

– sharing for affiliates’ everyday business purposes – information about your creditworthiness

– affiliates from using your information to market to you

– sharing for nonaffiliates to market to youState laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

– KCS Wealth Advisory, LLC has no affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

– KCS Wealth Advisory, LLC does not share with nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

– KCS Wealth Advisory, LLC doesn’t jointly market.

Changes to Our Privacy Policy
Our Privacy Policy may change from time to time. We will provide you notice of material changes, and this notice is posted on our website, www.kcswealth.com.

Opting Out of Third-Party Disclosures
If you prefer that KCS not disclose the nonpublic personal information about you to non-affiliated third parties, you may opt of such disclosures—that is, you may direct us to not make those disclosures, other than those required by law. If you wish to so opt out, you may contact our us at 31-734-4740, or send a written request to the firm address below.

For Questions, Please Contact Us
KCS Wealth Advisory, LLC
11150 W. Olympic Blvd., Suite 790
Los Angeles, CA 90064 310-734-4740
info@kcswealth.com

For a copy of KCS’s most recent Form ADV, Privacy Policy, or to make changes to your financial situation or investment objectives, please contact us.

Insight

Writing a Will? How to Stop Stalling and Get It Done

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